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    From the California Clarification (Mini)Conference on Wednesday, March 29, 2023

Simone Lagomarsino

President and Chief Executive Officer of Luther Burbank Corporation and Luther Burbank Savings
Ms. Lagomarsino discussed the following topics:
Recent events in the banking industry, and her thoughts regarding possible changes in banking regulation, and her projections regarding interest rates, the California Economy including real estate, population growth, and bank M&A Bank and leadership. Slide Deck

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Mike Scarpa

Managing Director - U.S. Financial Services, Cyber Risk & Regulation, Price Waterhouse Coopers
Mike Scarpa addressed the following topics:
Interest Rate Risk/Asset Liability Management, Liquidity Risk Management, Contingency Funding Planning, FDIC assessment basics and potential areas of risk management and regulatory compliance that may change in light of what’s happened. Slide Deck

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Presentation Videos

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American Riviera Bancorp (ARBV)
Jeff DeVine, CEOMichelle Martinich, CFO(Slide Deck)

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Summit State Bank (SSBI)
Brian Reed, CEOCamille Kazarian, CFO(Slide Deck)

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Bank of San Francisco (BSFO)
Ed Obuchowski, CEO & FounderWendy Ross, President & FounderJennifer Corr, CFOFelix Miranda, Commercial Banking Manager(Slide Deck)

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Avidbank Holdings, Inc. (AVBH)
Mark Mordell, CEO

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Endeavor Bancorp (EDVR)
Dan Yates, CEOSteven Sefton, President
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